Business Checking

Whether you have a startup or an established business, you need a convenient, flexible checking account. We offer both interest bearing and noninterest bearing business checking accounts. Both versions have unlimited check writing and transactions, no annual fees, and free Debit MasterCard® business cards.

Our interest bearing account requires a minimum of $500 to open and must be maintained at this amount to avoid a $5 fee. Startups may want an alterative where the minimum to open is much lower, $100, with no requirements to maintain a minimum balance. Comparisons are as follows:

 Minimum to openMinimum to earn interestMinimum daily balance to avoid $5 fee
Interest bearing$500*$500$500
Non-interest bearing$100N/AN/A

*Compounded monthly and credited monthly

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Business Debit Card

Carter Bank & Trust Debit MasterCard® BusinessCard
A way to manage your business expenses is with a Carter Bank & Trust MasterCard® business debit card. You can make daily business purchases and cash withdrawals and link your business checking or money market account.

  • No Annual Fee*
  • Zero Liability Protection

Free Additional Benefits:

  • MasterRental® Insurance Coverage
  • Purchase Assurance®
  • Extended Warranty
  • Master Assist Services
  • MasterCard® VAT Reclaim Service
  • MasterCard® Global Service

*For more information on the Debit MasterCard® BusinessCard, call or visit your nearest location. Check your locations page to find a branch nearest you.

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Debit MasterCard® Card

Annual FeeNone
Monthly FeeNone
PIN Transaction FeeNone
Signature Transaction FeeNone
Cash Back from Merchant FeeNone
Interest FeeNone

*Does not apply to charges that may be assessed by third parties.

Carter Bank & Trust does not charge you any fees for using your Debit Mastercard®.