Carter Bank & Trust Debit Card is a great way to manage your business expenses.



You can make daily business purchases and cash withdrawals and link your business checking or money market account**.

  • No Annual Fee*
  • Zero Liability Protection

Free Additional Benefits:

  • MasterRental® Insurance Coverage
  • Purchase Assurance®
  • Extended Warranty
  • Master Assist Services
  • MasterCard® VAT Reclaim Service
  • MasterCard® Global Service


Debit Card Fraud Alerts

Carter Bank & Trust’s Debit Card gives you a convenient, safer alternative to using cash and checks.  With our debit card fraud monitoring notification system, we monitor card transactions 24/7 for suspicious activity; and when warranted offer two types of alert notifications, phone calls and text messages.

Phone calls

  • Automated fraud alert phone call from 800.279.2674 upon detection.
  • When alert call is received, prompts for action given, including the option to speak with a person.
  • No required enrollment. Automated calls are sent automatically upon fraud detection.

Text messages

  • For faster notification of fraud alerts, receiving text messaging is available.
  • Required enrollment to receive fraud alert text messages. To enroll, respond “YES” to enrollment text message.
  • Once enrolled, if no response to text message, an alert phone call will be sent.  To stop receiving fraud alert text messages, simply select, “STOP,” in any alert message or visit your branch or call 833.ASK.CBAT or (833).275.2228.

*For more information on the debit card, call or visit your nearest location. Check your locations page to find a branch nearest you.
**By law, you may make no more than six (6) transfers or withdrawals from your account each month.  This can only occur three times in a rolling twelve month period or the account type may change or account may be closed. A $5.00 fee will be assessed for each transfer made that exceeds the six (6) limit per month. Exceptions to this are transactions or withdrawals made by mail, messenger, ATM or in person.

Interactive Video Player

Debit Card

Annual FeeNone
Monthly FeeNone
PIN Transaction FeeNone
Signature Transaction FeeNone
Cash Back from Merchant FeeNone
Interest FeeNone

*Does not apply to charges that may be assessed by third parties.

Carter Bank & Trust does not charge you any fees for using your Card.