Money Market Accounts offer tiered savings.

If you are in a financial position to have a higher balance in your savings account, you may want to consider our Money Market Accounts.  Our personal and business Money Market Accounts offer tiered savings. As your savings grow your interest increases, too.

So how are Money Market Accounts different from CDs? As mentioned above, they provide easy access to your money while typically earning a higher interest than your savings and interest checking accounts.  CDs have higher interest rates than money market accounts and may have penalties apply if you withdraw money before a CD’s maturity date.

  • The daily balance method is used to calculate the interest on your account. This applies a daily periodic rate to the principal in the account each day.
  • Interest is compounded daily by crediting interest to your account on the last day of each statement period.

*Click here to view current rates.

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*$2,500 minimum balance to avoid fees.  30 day grace period to get to minimum balance.

**By law, you may make no more than six (6) transfers or withdrawals from your account each month. This can only occur three times in a rolling twelve month period or the account type may change or account may be closed. A $5.00 fee will be assessed for each transfer made that exceeds the six (6) limit per month. Exceptions to this are transactions or withdrawals made by mail, messenger, ATM or in person.

Fees may reduce earnings.