Everyone needs a checking account, but no one needs the hassle of minimum requirements or added fees. That’s why Carter Bank & Trust offers money-saving, convenience-minded checking accounts for you.
At Carter Bank & Trust, we strive to be the preferred lifetime financial partner for our customers and shareholders, and the employee of choice in the communities we are privileged to serve.
Every new personal checking account includes:
- FREE Debit Card with access to over 34,000 ATMs nationwide with MoneyPass®
- FREE Online and Mobile Banking with Mobile Deposit
- FREE Bill Pay
- FREE eStatements with online check images
- FREE thank you gift
- BUY BACK of your unused checks and debit cards from another financial institution
Which Personal Checking Account Works Best for You?
|Lifetime Free Checking||Direct Interest Checking||50+ Interest Checking||Premium Interest Checking
|Minimum Balance to Avoid Fees||$0||$0||$0||$1,500*|
|Monthly Service Charge||$0||$0||$0||$5 if minimum balance requirement is not met*|
|Unlimited Check Writing|
|Interest Rates||N/A||View Rates||View Rates||View Rates|
|Apply Now||Apply Now||Apply Now||Apply Now|
*30 day grace period to get to minimum balance
Minimum opening deposit is only $50. Bank rules and regulations apply. Other fees, such as, non-sufficient funds, overdraft, consecutive days overdraft fees, etc. may apply. See Fee Schedule for details. Free gift may be reported on IRS Form 1099-INT or 1099-MISC. Free gift provided for checking accounts opened. We reserve the right to substitute a gift of similar value. Up to $10 for checks and debit cards from another financial institution given at the time checks/debit cards are presented.