Carter Bank & Trust Visa® Debit Card

The Carter Bank & Trust Visa® Debit Card that makes banking and shopping worldwide safer and more convenient. We offer the option of a personal debit card with all our checking accounts.

Woman at ATM using moneypass

Access More Than 34,000 ATMs Nationwide Without a Surcharge Fee!

We also offer surcharge-free benefits of the MoneyPass® ATM Network*.  With MoneyPass®, you have access to more than 32,000 ATMs nationwide without a surcharge fee when you want to withdraw cash.

To locate an ATM in the MoneyPass® Network, simply click on the Surcharge Free ATM Locator button below.
Surcharge Free ATM Locator

Questions? Visit one of our branches across Virginia and North Carolina or call 833.ASK.CBAT (833.275.2228).

*Service charges for balance inquires and deposits may occur.

Chip Technology Makes an Already Secure Card Even Safer

For added security, your Carter Bank & Trust Debit Card has a chip. Chip cards have a microchip embedded in the card that provides increased protection against fraud.

Your chip card comes with technology that is already in use around the world, and has been proven to reduce counterfeit fraud.

Shop with confidence – at home and around the world – knowing that the chip in your card can help protect you from fraud while opening up the world for you.

Debit Card Fraud Alerts

Carter Bank & Trust’s Debit Card gives you a convenient, safer alternative to using cash and checks.  With our debit card fraud monitoring notification system, we monitor card transactions 24/7 for suspicious activity; and when warranted offer two types of alert notifications, phone calls and text messages.

Phone calls

  • Automated fraud alert phone call from 800.279.2674 upon detection.
  • When alert call is received, prompts for action given, including the option to speak with a person.
  • No required enrollment. Automated calls are sent automatically upon fraud detection.

Choose the way you pay!

With your Visa debit card, you now have three different ways to pay. Swipe, insert or “tap and go”. Visa contactless payment feature, for fast, safe and hassle-free shopping. Paying with your card or device is as simple as 1-2-3.

Swipe to Pay

swipe credit card icon

Use the same swipe-to-pay technology you’re already familiar with. It’s convenient shopping at your fingertips.

Insert to Pay

insert credit card icon

Take advantage of Visa’s® chip card technology for peace-of-mind shopping.

"Tap and Go"

Contactless card payment icon

Shop even faster with the new contactless paying feature. Simply “tap” or place near any contactless-enabled merchant terminal and go about your daily activities.

Learn more about using your Visa® Debit Card with “tap and go,” contactless payments.

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