Carter Bank & Trust Visa® Debit Card
The Carter Bank & Trust Visa® Debit Card that makes banking and shopping worldwide safer and more convenient. We offer the option of a personal debit card with all our checking accounts.
Access More Than 34,000 ATMs Nationwide Without a Surcharge Fee!
We also offer surcharge-free benefits of the MoneyPass® ATM Network*. With MoneyPass®, you have access to more than 32,000 ATMs nationwide without a surcharge fee when you want to withdraw cash.
To locate an ATM in the MoneyPass® Network, simply click on the Surcharge Free ATM Locator button below.
Surcharge Free ATM Locator
*Service charges for balance inquires and deposits may occur.
Chip Technology Makes an Already Secure Card Even Safer
For added security, your Carter Bank & Trust Debit Card has a chip. Chip cards have a microchip embedded in the card that provides increased protection against fraud.
Your chip card comes with technology that is already in use around the world, and has been proven to reduce counterfeit fraud.
Shop with confidence – at home and around the world – knowing that the chip in your card can help protect you from fraud while opening up the world for you.
Debit Card Fraud Alerts
Carter Bank & Trust’s Debit Card gives you a convenient, safer alternative to using cash and checks. With our debit card fraud monitoring notification system, we monitor card transactions 24/7 for suspicious activity; and when warranted offer two types of alert notifications, phone calls and text messages.
- Automated fraud alert phone call from 800.279.2674 upon detection.
- When alert call is received, prompts for action given, including the option to speak with a person.
- No required enrollment. Automated calls are sent automatically upon fraud detection.
Choose the way you pay!
With your Visa debit card, you now have three different ways to pay. Swipe, insert or “tap and go”. Visa contactless payment feature, for fast, safe and hassle-free shopping. Paying with your card or device is as simple as 1-2-3.
Swipe to Pay
Learn more about using your Visa® Debit Card with “tap and go,” contactless payments.
A contactless payment uses short-range wireless technology to make a secure payment between a contactless card or payment-enabled device and a contactless-enabled checkout terminal. When you tap your card or hold your device near the checkout terminal, your payment is sent for authorization.
It works best when your contactless card or device is held flat over the checkout terminal. While tapping is optional, your card or device just needs to be within 1-2 inches of the checkout terminal card reader.
Contactless payments make shopping fast and easy. Making them ideal for quick shopping experiences at places like restaurants, grocery stores, and more.
Contactless payments are secure because just like a chip card, each transaction is accompanied by a one-time code that protects your payment information.
Contactless payments provide an electronic record of your purchases and give you all the functionality of a Visa card, so you can add a tip and even get cash back (where available).
The Carter Bank & Trust Debit Card may be used to make everyday purchases at millions of places worldwide where a Debit Card is accepted, including:
- Department Stores
- Internet Merchants
- Doctor’s Offices
- Airlines and Hotels
- Grocery Stores
- Gas Stations
Purchase amounts are automatically deducted from your checking account so you won’t incur interest charges, accumulate debt or create monthly bills to pay.
From internet and cell phone to health club dues and commuter passes, service providers are offering the convenience of automatic bill payments. Call these businesses to set up automatic payments using the Debit Card to ensure your recurring bills are paid on time, every time.
Each time you use the Debit Card for a purchase or any other transaction, information about the transaction will be listed on your checking account statement. With each purchase, you will have a record of the merchant name, the purchase date and the amount spent – information that can make it easier to track your spending and manage your budget.
Exchange rates for cash access at international ATMs are often better than the rates available at foreign banks and currency exchange kiosks. Often there are favorable exchange rates when making purchases at millions of locations abroad where Visa® is accepted.
Using the Carter Bank & Trust Debit Card is safer than carrying a lot of cash and more convenient than writing checks. Shop with confidence–on the internet, by phone or in person. If your card is lost or stolen, or if your card number is used without your permission, you will have zero liability for unauthorized purchases.
Within the MoneyPass® ATM Network you have access to more than 34,000 ATMs nationwide without a surcharge fee when you want to withdraw cash.