Turn Your Decisions with Carter Bank & Trust into Traditions

At Carter Bank & Trust, we do things differently. Take a look at our fine print to see how we put our customers first with terms that make banking with us a pleasure. Our holiday CD specials are just one of the many ways we’ll show you that we want to be your Lifetime Financial Partner.

Limited-time offer.  Rates accurate as of December 10, 2018.

Call or visit one of our 100+ conveniently located branches throughout Virginia and North Carolina to learn more. 

3.05% APY*  52-Month Term
Minimum Balance of $10,000 to open


2.80% APY* 32-Month Term
Minimum Balance of $7,500 to open


2.25% APY* 12-Month Term
Minimum Balance of $5,000 to open


IRA accounts ineligible

It’s the season for great Carter Bank & Trust CD rates and terms.  Read our fine print.

*Annual Percentage Yield (APY) assumes principal and interest remain on deposit until maturity.  Interest is compounded daily and may be credited to Certificate of Deposit (CD) monthly, quarterly or annually. To earn APY, minimum balances must be adhered to.  IRA accounts ineligible.  Penalty for early withdrawal will be imposed.  Fees may reduce earnings.  Open to new and existing customers, consumer or business.


Frequently Asked Questions

Is there a maximum balance to open?

  • No

Can a business Participate?

  • Yes

Do IRAs qualify for the promotion?

  • No